ACC Doesn’t Actually Pay Everything. What Can You Do?
If you or someone you rely on financially to pay bills, rent or a mortgage gets sick, hurt or ill; it can have devastating consequences for you. You might be forced to sell your car, house and belongings to pay your bills.
DO YOU REALLY TRUST THE GOVERNMENT TO PROTECT YOU?
You cannot rely on ACC or WINZ. Take responsibility and protect yourself from accidents, health issues and getting sick.
FINANCIAL BENEFITS AND ASSISTANCE WHEN YOU GET SICK OR HURT
Free* insurance to give you income if you can’t work. It’s more comprehensive than just having ACC.
BETTER TREATMENT OVERSEAS
You could get treated overseas in Australia or another country, with a superior health system to NZ.
SKIP HOSPITAL WAITING LISTS
Our public health system is under pressure and has many delays. This insurance will help skip long waiting lists.
If you have had a friend or family member who has been sick or in an accident, you will know that it can cause big money problems and stress. They might have to sell their house, take out more loans and sell their cars to pay bills.
GET COVER NOW
The Sickness Benefit Only About $200 A Week. That Is Not Enough.
When you’re sick or in pain, here’s what you might have to think about.
Forced To Sell Your Car And House
When times are tough, you will probably have to sell their house.
Family Problems
Financial stress can cause unhappiness and arguments with the family.
Losing Your Job
When your health suffers, it is hard to work. You will probably have to quit your job.
Being Sick For A Long Time
You can get sicker, sicker and sicker. Sometimes you may never recover.
Bankruptcy
Many people become broke and bankrupt when they are sick.
Stress
Running low on money causes stressful situations and unhappiness.
Hospital Waiting Lists
You may have to wait months and months to be seen by a doctor.
Problems Paying Bills & Food
It gets expensive when you are sick
to pay for day to day expenses
It’s Easy To Get A Loan
For some time now, Just Mortgages has been surprising customers with just how easy it is we make it to buy a home and get a loan. In fact, what might seem to be a very stressful procedure, is often made very easy for you. Here’s an example of
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New houses are eligible for 10% deposits in cases where older or existing houses aren’t
Summary: Banks are turning away purchasers who have less than a 20% deposit; however, if you buy a property that is brand new, then you can look at using a 10% deposit. These days, many home owners are being told by their banks that they need to have a 20% deposit in
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Here’s what we can talk about
- Life insurance
- Insurance for your mortgage
- Reducing your ACC levies
- KiwiSaver
- Health insurance
- Money if you are sick
- Payments if you can’t work
- Cover for stroke, heart attack, cancer
- Family and business insurance
- And more!
